Scams

Every scam hitting India, explained

How each scam works, the red flags, and exactly what to do — with official figures and sources.

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In this section

Digital arrest scam

Callers posing as police, CBI, ED, TRAI or customs claim you are linked to a crime, keep you on a video call for hours or days and make you move savings to a 'safe' account.

How it works

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Investment and trading scam

Fake 'stock tips' groups and trading apps show invented profits, take ever-larger deposits and then block withdrawals. It is India's costliest cyber fraud by value.

How it works

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Task and part-time job scam

A WhatsApp offer of easy money for liking videos or writing reviews pays small sums at first, then demands deposits for 'prepaid' tasks that are never paid out.

How it works

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UPI, QR code and collect-request fraud

Tricks that get you to enter your UPI PIN, scan a QR code or install a screen-sharing app when you think you are receiving money or a refund.

How it works

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Sextortion video call scam

A new online contact makes a video call that plays an obscene clip, records your face and then demands money, often followed by fake 'police' calls.

How it works

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Fake customer care number scam

Fraudsters plant fake helpline numbers for banks, airlines, couriers and shops in search results and ads, then use your call to take card details, OTPs or remote access.

How it works

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KYC update, SIM swap and eSIM fraud

Messages warn your bank account or SIM will be blocked unless you update KYC, or a fake telecom agent gets your number moved to an eSIM, letting fraudsters receive your OTPs.

How it works

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Illegal loan app harassment

Unregistered instant-loan apps harvest your contacts and photos, charge hidden fees and then harass or blackmail you and your contacts over repayments.

How it works

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Courier, parcel and customs scam

A call or IVR message says a parcel in your name was seized with drugs or fake passports, or asks for a small customs fee. It often opens a digital arrest scam.

How it works

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Malicious APK scam on WhatsApp

WhatsApp messages about a traffic challan, unpaid electricity bill or bank reward points carry an Android app (APK) that steals OTPs and banking details and spreads to your contacts.

How it works

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AI voice clone and deepfake scam

Fraudsters use AI to copy a relative's voice or a public figure's face and voice, then use the fake to push urgent payments or investments.

How it works

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Romance and crypto investment scam

An online partner met on a dating, matrimonial or social app builds trust over weeks, then steers you into a fake crypto platform or asks for money to release a 'gift'.

How it works